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Workers Comp Cost Reduction Guide Book

Lower WC Costs 20% to 50% - Reduce Workers Compensation Expense Step by Step

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Chapter 10 Summary – Wellness Programs

January 11, 2014 By //  by Amaxx Webmaster

Employers taking an active interest in the medical status of their employees have a far-reaching positive impact. Both employer and employee benefit by eliminating unhealthy lifestyle habits.

  • The employer experiences lower insurance costs and higher productivity when the employee is on the job working.
     
  • Employers offer incentives to encourage employees to attain acceptable ranges of body mass index, blood sugar, blood pressure, cholesterol and to attest to being tobacco free.
     
  • The employee experiences better health and an enhanced lifestyle by participating in employer-provided wellness programs and gains improved return-to-work readiness if injured.
     
  • An employee incentives can include cash payments equal to a percentage of the cost of an individual health insurance policy.

Negative Effective of NOT Having a Wellness Program

Comorbid conditions, such as obesity, smoking, poor physical condition, diabetes, migraines, chronic pain, and substance abuse often complicate injuries and, when surgical repair is involved, recovery can be longer and more expensive.

Types of Wellness Programs

  • Weight Control
  • Smoking Cessation
  • Depression/Anxiety Awareness Treatment
  • And More

For more information about this chapter, see the Table of Contents

Previous: Safety and Loss Control
Next: Return to Work and Transitional Duty
 

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